Keep your savings up and expenses down as you compete to be the first to yell, "I’m debt free!" Don’t let your emergency fund go below $1,000. Plan for expenses using the envelope system. You don’t want to have too much month left at the end of your money. Spend, Save and Give through the income and expenses of everyday living. Dave Says cards keep the wisdom coming. Pay off debt using your debt snowball. Whether you’re an accountant, teacher or lawyer, no matter if you’re upside-down or right-side up, with Dave Ramsey’s Act Your Wage!, it’s fun to win with money. (Product Description from publisher's website.) A race to get out of debt while moving around a board and dealing with events, including predictable repeating bills.